Fortava Healthcare Ltd
About Fortava Healthcare Ltd
Fortava Healthcare Ltd (“Fortava”) are providers of specialist elderly dementia care, led by industry veterans Johann van Zyl and Jamie Stuart. The company is committed to transforming dementia care with innovation, compassion and evidence-based practice as they develop across the UK.
Fortava launched in 2025 with the acquisition of two care homes in Peterborough. Since then the team, led by Johann and Jamie and backed by Downing, have continued to evolve the business to ensure high-quality care is delivered in underserved areas across the UK.
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Downing’s value-add
Downing launched Fortava in 2025, partnering with Jamie and Johann to build a new healthcare company. Fortava operates in a part of the healthcare market the Downing Private Equity team know well. Johann brings a proven track record in successfully building businesses within elderly specialist care, while Jamie brings deep financial expertise from across the sector. Establishing a new, high‑quality organisation with such a complementary and experienced leadership team created an opportunity for Fortava to capture market share and, ultimately, to improve outcomes and environments for residents in this sector.
This IHT calculator is designed to provide a clear, structured illustration of a client’s potential Inheritance Tax position based on the information entered.
It follows current (as of February 2026) UK IHT rules and reliefs, including Nil Rate Band (NRB), Residence Nil Rate Band (RNRB), Business Relief, tapering, and liabilities.
However, Inheritance Tax planning is complex and fact-specific. This tool does not replace personalised advice or professional judgement. Instead, it aims to help financial advisers quickly model scenarios, sense-check figures, and support more informed client discussions.
No - and we’re deliberately transparent about that.
This calculator is illustrative only and should not be relied upon as the sole basis for regulated advice, suitability reports, or HMRC submissions. Outputs are estimates, not definitive tax liabilities. Its purpose is to:
1. Save time in early-stage analysis
2. Highlight potential IHT exposure
3. Support planning conversations
4. Reduce manual calculations and spreadsheet errors
Final advice should always be confirmed using full fact-finds, up-to-date legislation, and professional review.
We’ve built this tool specifically for how advisers actually work, not just for headline numbers.
Compared with many IHT calculators, this one:
1. Clearly separates gross estate, reliefs, allowances, and taxable estate
2. Applies NRB and RNRB in the correct order
3. Handles RNRB tapering transparently
4. Treats Business Relief assets correctly within estate totals
5. Avoids double-counting or re-using adjusted values
6. Shows workings in a way that’s easier to explain to clients
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Insights
View allDiscover the latest Fortava news alongside our insights into specialist elderly and dementia care, covering the trends shaping the sector and our response to them.
Downing LLP does not provide advice or make personal recommendations and investors are strongly urged to seek independent advice before investing. Investments offered on this website carry a higher risk than many other types of investment and prospective investors should be aware that capital is at risk and the value of their investment may go down as well as up. Any investment should only be made on the basis of the relevant product literature and your attention is drawn to the risk, fees and taxation factors contained therein. Tax treatment depends on individual circumstances of each investor and may be subject to change in the future. Past performance is not a reliable indicator of future performance. Downing LLP is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 545025). Registered in England No. OC341575. Registered Office: Downing, 10 Lower Thames Street, London, EC3R 6AF.